Terms of Service

1. Agreement to terms

These Terms of Service (the “Terms”) form a binding agreement between you and [Operator Legal Name] (“Mettle”, “we”, “us”), operator of the evaluation platform available at [domain] (the “Platform”). By creating an account, purchasing an evaluation, or using the Platform, you agree to these Terms and to our Privacy Policy and Risk Disclosure.

If you do not agree, do not use the Platform.

2. Eligibility

You represent that you are at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms. You may not use the Platform if:

• you are resident in, or accessing from, a jurisdiction we do not serve or that is subject to applicable sanctions;
• you are prohibited from receiving our services under applicable law; or
• your account was previously terminated for a breach of these Terms.

We may decline, restrict, or suspend service to any person at our discretion, subject to applicable law.

3. Simulated evaluation — nature of the service

The Platform measures your trading decisions against a published set of rules (profit targets and drawdown limits) using a deterministic engine. Account states, breaches and outcomes are derived from immutable trade and equity data and are reproducible on demand.

The Platform is an educational and skill-assessment product. It is not a broker, exchange, fund, or investment adviser, and nothing on it is investment advice.

4. Evaluations and rules

Each evaluation program lists its full rule set — account size, profit target, daily and overall drawdown limits, minimum trading days and profit split — before purchase. Those rules are frozen onto your account at the time of purchase and remain visible to you throughout the evaluation.

A rule breach closes the account in accordance with the published rules. Every breach is accompanied by a report identifying the rule, its limit, the observed value and the triggering trade, which you may review at any time.

5. Fees and payment

Evaluation fees are stated at checkout and are payable in full before an account is provisioned. We accept the payment methods shown at checkout. You are responsible for any taxes applicable to your purchase.

Fees are one-time charges for access to an evaluation and are subject to our Refund Policy.

6. Funded accounts and profit split

On passing an evaluation, you may be offered a funded account on which you continue to trade the simulated environment. Where you generate profit on a funded account and satisfy the payout conditions, you are entitled to your stated profit split of the realized profit.

Funded accounts remain subject to the program rules. A breach of those rules closes the funded account.

7. Payouts

Payouts of your profit split are subject to:

• Identity verification (KYC). You must complete verification before your first payout (see our AML & KYC Policy).
• Review. Payout requests are reviewed for consistency with the program rules before approval.
• Realized profit. Only realized profit above your starting balance is withdrawable.

Approved payouts are paid to the method you select. Each payout is accompanied by a statement you can download and verify.

8. Prohibited conduct

You agree not to:

• exploit errors, latency, or non-market pricing, or use strategies designed to abuse the simulated environment rather than demonstrate trading skill;
• operate multiple accounts to circumvent rules, or coordinate trading across accounts or persons;
• use automation, scrapers, or unauthorized integrations except as expressly permitted;
• provide false information, or use another person’s identity or payment method; or
• interfere with, probe, or attempt to gain unauthorized access to the Platform.

We may void evaluations, withhold payouts, and close accounts that engage in prohibited conduct, subject to the dispute process below.

9. Intellectual property

The Platform, including its software, engine, design and content, is owned by us or our licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable licence to use the Platform for its intended purpose. You may not copy, modify, distribute, or reverse-engineer any part of the Platform except as permitted by law.

10. Disclaimers

The Platform is provided “as is” and “as available” without warranties of any kind, whether express or implied, including fitness for a particular purpose and non-infringement. We do not warrant that the Platform will be uninterrupted or error-free. Past performance in an evaluation does not guarantee future results, and the evaluation is not a prediction of performance in real markets.

11. Limitation of liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits or data. Our aggregate liability arising out of or relating to the Platform will not exceed the fees you paid to us in the twelve (12) months preceding the event giving rise to the claim. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

12. Termination

You may stop using the Platform at any time. We may suspend or terminate your access for breach of these Terms, for legal or regulatory reasons, or where required to protect the Platform or other users. On termination, the provisions that by their nature should survive (including fees owed, disclaimers, and limitation of liability) will survive.

13. Governing law and disputes

These Terms are governed by the laws of [jurisdiction], without regard to conflict-of-laws rules. The courts of [venue] will have jurisdiction over any dispute, except where applicable consumer law grants you the right to bring proceedings in your place of residence. We encourage you to contact us first to resolve any dispute informally.

14. Changes and contact

We may update these Terms from time to time. Material changes will be notified through the Platform or by email, and the “last updated” date above will change. Continued use after changes take effect constitutes acceptance.

Questions about these Terms? Contact us at our contact page or [[email protected]].